Terms of Use
Welcome to the Michzurit website. Browsing and using the site indicates acceptance of these terms. If you do not agree, please do not use the site.
General information only
Site content, including the simulation, is for general information and orientation. It is not financial advice, mortgage advice, legal advice, tax advice, a commitment to obtain credit, or a substitute for personal advice that considers each person’s data, needs, and goals. Financing and recycling decisions should be made only after a case-by-case review of documents, terms, and current offers.
Accuracy and currency
We aim to present clear and correct information, but credit markets, rates, procedures, and law change over time. Simulation results are general estimates only and are not a promise of savings or specific terms. Where there is a conflict, applicable law and the bank or lender’s terms prevail.
User responsibility
Use of the site and its information is at the user’s discretion and responsibility. Do not take actions that harm security, availability, content, or others’ rights. Do not submit another person’s details on a form without appropriate authorization.
Intellectual property
Unless stated otherwise, rights in the site, design, brand, texts, and original materials belong to Michzurit or to rights holders who licensed them. Do not copy, distribute, publish, or commercially use the content without prior written permission, except for personal, reasonable use permitted by law.
External links and services
The site may include links to external sites and services. Links are provided for convenience; we do not control those services’ content, availability, security, or privacy practices.
Contact
Questions about these terms: use the contact form.