What we do
Three tracks. Recycling at the center.
Each track fits a different moment in the recycling process. Find yours, or we’ll find it together on a call.
In brief
Michzurit focuses on mortgage recycling: feasibility checks, mix design and full-cost comparison across banks, and liaison through closing. Not purchase tracks or unrelated products - only what helps you decide on your existing mortgage.
Mortgage recycling
Recycling means replacing your current mortgage terms with ones that fit your situation and goals better. We check when rates, income, target payment, or family needs have changed, including fees and switching costs. The first review is without obligation.
Initial review, no obligation
Book a consultationMix and full-cost comparison
Same data across several banks - not just the headline rate. We compare monthly payment, total cost, indexation, flexibility, and risk over the life of the loan so you know what actually pays before you sign.
Compare full cost, not just rate
Book a consultationBank liaison through closing
Once the direction is clear, we stay with you on documents, negotiation, and terms through closing. Less paperwork, clearer terms - you’re not alone at the branch.
Support until terms are signed
Book a consultationNot sure which track fits?
That’s what the first call is for. No obligation, and a clear answer on whether recycling is relevant.