Privacy Policy
This policy explains how Michzurit, which operates https://michzurit.co.il, collects, uses, and protects information. “We” is used for convenience only.
What information we collect
When you leave details on a contact or registration form, we may collect:
- Full name, phone number, and email address — required so we can reply.
- Free-text message content, and if you choose to share them: approximate monthly payment, remaining balance, preferred language, and a balance-report file (PDF or image).
- Basic technical information generated while browsing, such as IP address, browser type, and security logs held by hosting and form providers.
On the site simulation, calculation runs in your browser. Simulation inputs and personal results are not sent to us unless you submit a form inquiry.
Is providing information mandatory?
Providing information is voluntary and not a legal duty. Without name, phone, and email we cannot reply or handle your request. Do not submit passwords, credit-card numbers, full bank-account details, or sensitive identity documents beyond what is needed for an initial review.
How we use the information
- Contacting you and responding to your inquiry.
- Assessing fit for mortgage-recycling services and scheduling a consultation.
- Managing, documenting, and improving the service and site experience.
- Protecting the site, preventing abuse, and meeting legal obligations.
Who may receive the information
Information is available to Michzurit staff and service providers acting on our behalf to the extent needed for the purposes above. The site is hosted on Surge and protected via Cloudflare. Contact and registration forms are submitted through Web3Forms (including spam protection via hCaptcha). Technical and form data may be processed in those providers’ systems, including outside Israel, subject to applicable law and agreements. Information may also be disclosed when required by law or to protect legal rights.
Cookies, analytics, and third-party services
The site does not create user accounts. When an analytics ID is configured, the site uses Umami for basic usage measurement in a privacy-friendly way, without heavy advertising tracking. We do not send Umami your name, phone, form content, simulation inputs, or personal results.
Site fonts are loaded from Google Fonts. Google may process technical data (such as IP address) under its own policies. See also the privacy policies of Google, Web3Forms, Cloudflare, and Surge.
Retention and security
We take reasonable steps to protect information and limit access as needed. Information is kept for as long as needed to handle the inquiry, manage the business relationship, protect legal rights, and meet legal duties. No system is perfectly secure; we cannot guarantee absolute immunity.
Access, correction, and deletion
You may ask to review information we hold about you, correct it if inaccurate, or request deletion where appropriate. We will act in accordance with law after reasonable identity verification.
Privacy contact
The data controller is Michzurit. For privacy matters, use the contact form.
Policy updates
We may update this policy when services, technology, or law change. The version published on this site is the binding one.