FAQ

Recycling means replacing your current mortgage terms with new ones, often to lower payments, shorten the term, or adjust risk. It isn't always worthwhile; we check before you act.

The intro call is without obligation. If you continue with full support, fees are agreed in writing up front. Book a consultation

No. Exit fees or market conditions can make it unattractive. The simulation gives direction; a precise review happens on a call. Try the simulation

It depends on file complexity, documents, and bank timelines. After an initial map we can set a realistic schedule.

No. We represent you. With no bank-side incentive, one goal remains: terms that fit you.